Workers Compensation Reform Advocacy
Workers Compensation Reform Advocacy has become terribly predictable. Regardless of amounts paid on
claims, employers continue to complain about the extravagance of premium costs, while employees struggle to
survive on fractional income. Both are right. Meanwhile, wealthy insurance lobbies spend millions for
campaign contributions, advertising, and political activism from the proceeds of record profits. Fact - over
the last ten years, under current personal injury laws, both the number of workers compensation cases and
the value of individual claims has decreased nationwide while premiums for coverage increased dramatically.
Tort reform is effective, but only for a few. The solution? Employers and employees must cooperate demanding
real campaign finance reform and reduce control of insurance companies over state legislatures.
Personal Injury Law - Workers Compensation Reform Advocacy:
When considering any workers compensation claim, state personal injury law and practices generally determine which causes of
action create liability, what damages are recoverable, and how to recover the award of a judgment. Less
frequently, federal law preempts state law and requires claims to be filed in the federal court or
administrative processes, or alternatively, may permit an election of either state or federal law. In all
cases, settlement of liability claims before trial is encouraged by the court system as a matter of judicial
economy. Settlement of workers compensation claims is voluntary, and offers several distinct advantages over trial. These
advantages include the elimination of risk, a guaranteed recovery of a known amount, and the reduction of
time, attorney fees, and costs required to collect amounts owed. The primary disadvantage of settling a
workers compensation claim is economic - plaintiffs may recover far more if the court or a jury assesses damage amounts.
Interpretation of Laws:
The application of personal injury laws is an organic process, based upon facts which are unique to each claim. Statutes,
case law, and rules of court all influence the success or failure of each case. Lawyers who specialize in
workers compensation claims for plaintiffs tend to be creative in expansive interpretation of both liability and damages
sustained. Likewise, defense attorneys and claims adjusters are equally creative in influencing settlement
of workers compensation claims for less than the true trial value when the claimant is not represented. See
also: Workers Compensation Reform Advocacy - How to Find a Lawyer, Laws, & Lawyer Searches.
|