Personal Injury
The term "personal injury" normally refers to physical and mental bodily harm. Of course, individuals may
also sustain a wide assortment of other damages that result from sub-standard conduct (crimes or disregard
for the rights and safety of others) which allows for the recovery of damages without a contractual
relationship.
A common thread connecting these damage claims is the lack of an agreement between the parties. Stated
similarly, when a person forces harm upon another involuntarily, the law may provide a personal cause of
action which is entirely separate from the higher standard required by criminal laws and statutes.
Additional personal injury claims
State and federal statutes create many causes of action for individuals which are targeted to prevent
egregious conduct. A few of the more common individual causes of action include actions based on: 1)
deceptive business practices, bad-faith claims adjusting practices, broker fraud, product liability for
defective goods, excessive interest rates, and violations of securities laws. Also, state and federal
statutes frequently preempts general negligence claims in particular circumstances, such as workers
compensation acts, which significantly alter both the standard for liability and the amount of damages which
may be recovered.
For more information see:
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